How to Determine if You Need Renter’s Insurance in San Carlos CA
Millions of people each year choose to rent rather than purchasing a home. The reasons for this may range from financial restraints to a desire to move often and avoid the hassle. If you are a renter, you might think you don’t need any kind of insurance policy because you don’t own any property. However, your possessions and belongings are not covered. Here is how to determine if you need insurance in San Carlos CA.
You Have Expensive Possessions
Some people claim that they don’t like to keep anything or true value, but most of us will have several expensive items that it would be devastating to lose. Examples might be your television, computer, jewelry and similar big ticket items. If you own anything that would be too expensive to replace on your own, then you need to consider insurance.
Your Landlord’s Policy Does Not Cover You
The majority of landlords have property coverage that will cover the building but not the items inside it. However, a few apartment buildings may provide coverage as part of the monthly residence fees. Check to see if you need to cover your items.
If you rent your home or apartment and want to cover your possessions, consider getting an insurance quote in San Carlos CA from a reputable agency.